Insurance for Auto Dealers

Protecting Your Dealership...Protecting Your Legacy

Providing Risk Management solutions to Auto Dealers, both franchise & independent,

across all of New York State, New Jersey, and Pennsylvania, including Buffalo, Long Island, Rochester, Syracuse, and Albany. Not in these areas? Don't worry, we also insure dealerships in Illinois, Kentucky, Maryland, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin and the District of Columbia.

"If you're paying a floorplan provider an insurance fee to cover your auto inventory on your lot, you're paying too much! Give us a call today at 716-912-7840 and see how we can help."

Your dealership is unique, and the coverage used to protect your dealership and your legacy need to be as well. The Emerling Agency, LLC understands the needs of your industry and the day to day exposures your dealership has. 

Auto Dealer Insurance Coverage

  • Inventory Protectionauto dealership insurance showroom image
  • Property Protection
  • Liability Protection
  • 1st and 3rd Party Employment Practices Coverage
  • Test Drives
  • Pollution Coverage On and Off Premise
  • Customer Vehicle Protection While in your Care (Garagekeepers)


In addition, our loss control prevention programs can provide education and training for your personnel to help avoid the fender benders, or that catastrophic event.

To schedule a no-obligation review of your current program, contact Jay Cross at (716)912-7840 or via email at

Jay Cross of Emerling Agency, LLC 
Prior to joining the
Emerling Agency, Jay was the Account Executive for Universal Underwriters/Zurich for the Buffalo, NY region.  During his 9 year tenure, he was responsible for both insuring and providing risk management services for both Franchise and Independent Dealers.  Jay also provided support and training to the F&I management teams within the dealership.  


Let's Get Started